Should I take a tracker or fixed rate mortgage in 2024? What will happen to mortgage rates in 2025?
An 85% Loan-to-Value (LTV) 2-year fixed mortgage rate has come down from a peak of 6.35% in August 2023 to 5.03% in January.
Interest rates have remained frozen at 5.25% since August 2023. Mortgage holders will be hoping that the next move will be down.
Mortgage interest rates forecast and predictions for tomorrow, next week, month, 2024, 2025, and 2026. Forecast tables by day and month.
Most experts believe mortgage rates are due to go down further, they're just not sure quite when. If inflation continues to stay low, industry insiders are predicting that rates could drop below 4% by the end of 2024.
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